Are you looking to purchase a home in Washington DC? If so, it's important to understand the average cost of real estate in the area. Clever's concierge team can help you compare the best local agents and negotiate better rates. With Clever Cash Back, you can get money back in your pocket after closing. When it comes to buying a home, there are several expenses to consider.
Closing costs are a collection of smaller fees grouped into one total. These costs are usually negotiable, so it's essential to have a good agent who can reach an agreement with the seller. Clever can connect you with one of the best agents in your area so that the seller can assume a greater part of the above costs. In addition to closing costs, you'll also need to budget for all of the ongoing costs of homeownership. This includes private mortgage insurance (PMI) and homeowners association (HOA) fees.
Paying off debts and getting your credit in the best possible shape before you apply for a loan will help you get a better interest rate, which will reduce your monthly payments over the life of the loan. You can also compare different lenders to get the lowest fees and interest rates available. It might be a good idea to enlist the help of a mortgage broker if you're not sure how to research lenders. Ask a lender to tell you how much you can afford to pay for a home. In addition, there are some programs in the District of Columbia that can make homeownership more affordable. Some real estate companies, such as Clever, offer homebuyers money back after the sale is over.
Fill out the form below and get started now. The Clever service is 100% free and without obligation. Enter your zip code to see if Clever has a partner agent in your area. If you don't love your Clever associate agent, you can request a meeting with another or shake hands and take a different direction. We're offering this offer because we're sure you'll love working with a Clever partner agent.
